What it's like to work with us

As an Investment Adviser Representative (IAR), Sage Street Wealth is held to a fiduciary standard by law for all wealth and investment management services. This means we're legally and ethically obligated to put your needs first. Our guidance is independent, unbiased, and entirely focused on you. Insurance is held to a suitability/best interest standard, and clients don't actually pay us for insurance. But the insurance company may. In any case, you'll know ahead of time, and you're more than welcome to get insurance elsewhere while working with us.

Getting started is easy — no-cost and no obligation. Simply book a virtual discovery visit here. We'll focus on your story first — not your numbers — to help you decide if we're the right fit.

The Sage Street System is our proven three-step financial planning process.

1. DiscoveryAn easy-going, zero-obligation consultation. You'll walk away with a one-page financial blueprint and a clear action list.
2. LaunchWe turn insight into action, building a financial plan designed to work in the real world.
3. CadenceThrough regular meetings, we review progress, make adjustments, and stay accountable to your vision.

The Discovery Call is the first step in the Sage System — a relaxed, zero-obligation introduction designed to make sure we're the right fit for your financial planning needs.

During this conversation, we'll explore your past experiences with financial advisors — what worked, what didn't, and what you'd like to do differently. You don't need to prepare anything in advance; just bring yourself and your questions.

You'll leave the call with insight into how our financial planning process works and confidence about whether we're the right team to help you move forward.

At Sage Street, we work with retirees, pre-retirees, and small business owners who want more than just numbers on a spreadsheet. Our clients care about building lives full of meaning.

You don't need to have everything figured out to start. Whether you're running your own business, planning for retirement, or simply looking for clarity and confidence with your money, you belong here.

Your money is safely held with Charles Schwab, one of the most trusted and established financial institutions in the country. Schwab is known for its security, transparency, and client-first approach — offering industry-leading technology and top-tier protection for your accounts.

We serve clients nationwide. Although we are based in Reno, Nevada, we meet virtually via Microsoft Teams with all of our clients.

Our services are purpose-built for small business owners and purpose-driven professionals.

Financial Planning
A comprehensive blueprint for your life — cash flow, risk management, taxes, investments, retirement, and legacy planning.

Investment Portfolio Management
Portfolios tailored to your timeline, cash flow, and risk tolerance with disciplined rebalancing.

Tax Minimization Strategies
Proactive tax optimization throughout the year, coordinated with your CPA. We don't prepare or file returns.

Business Owner Cash-Flow Cadence
A sustainable rhythm for payroll, taxes, reserves, and owner pay through every business cycle.

Retirement Plans for Owners and Employees
From 401(k)s to ROTH, SIMPLE, SEP, and cash-balance plans — aligned with your business cycles.

Insurance Strategies and Coverage
Coverage options evaluated as part of your plan. You're always free to place coverage wherever you choose.

Yes. We believe that a proactive tax efficiency strategy is a crucial component of a comprehensive financial plan. Rather than simply reacting at tax time, we work to proactively optimize your tax situation throughout the year. We can coordinate directly with your CPA for seamless execution. We don't prepare or file tax returns.

Yes — we help with insurance planning as part of your overall financial strategy. As licensed insurance professionals, we'll help you evaluate the right coverage options — whether that's life insurance, disability insurance, long-term care, or guaranteed income strategies. You'll always get transparent recommendations based on your needs and values, and you're free to place coverage wherever you choose.

We partner with more than 30 of the nation's top carriers to offer comprehensive and competitive coverage that fits your life.

We use globally diversified portfolios to help manage risk and capture potential opportunities across full market cycles. We combine data-driven insight with real-world experience — focusing on what you can control: diversification, discipline, and time.

Our financial planning fee reflects the value of having a trusted financial partner focused on your entire financial life. Your fee covers both quantifiable value — like tax-efficient strategies, income planning, and investment management — and the peace of mind that comes from knowing every part of your financial plan works together.

Sage Street Wealth may be compensated and receive commissions for the sale of insurance and annuity products.

Ultimately, you're investing in clarity, confidence, and freedom — the ability to make smart decisions, enjoy your life today, and stay focused on what matters most.

We charge a fee that is a percentage of your assets under Sage Street management.